CONFUSED ABOUT MEDICARE?

YOU CAN ENROLL IN EITHER A MEDICARE ADVANTAGE PLAN OR A MEDICARE SUPPLEMENT PLAN

3 months prior to your 65th birthday until 3 months after your 65th

*Not Affiliated with any Government Agency

What Is Medicare?

Medicare is a federal health insurance program. You are eligible at age 65 if you are a U.S. citizen or legal resident with 5 or more consecutive years of residency.

Medicare Annual Enrollment Period: October 15 – December 7, 2026

What Is GetCovered NJ Insurance?

GetCovered NJ Individual & Family Plans (Marketplace Coverage) are discounted health insurance plans with government subsidies available to New Jersey residents under the age of 65.

Open Enrollment: November 1, 2026 – January 31, 2027. Enroll by December 31, 2026 for January 1, 2027 coverage.

BOTH IN PERSON & TELEPHONE ENROLLMENTS ARE AVAILABLE

Eligible for Original Medicare, Parts A & B when you are at least 65 years old or under 65 with a qualifying disability.

The 20-employee rule: If your spouse's employer has 20+ employees, their plan pays first; Medicare pays second.

Available Insurance Products

From Medicare to commercial coverage — we've got New Jersey covered.

Medicare

  • Medicare Advantage Plans
  • VA & Humana USAA Medicare Advantage Plans
  • Medicare Supplement Insurance
  • Dual Special Needs Plans
  • Prescription Drug Plans

Marketplace

  • Marketplace Coverage (GetCoveredNJ)
  • Small Business Group Insurance (SHOP)
  • Temporary Health Insurance

Life & Health

  • Term Life
  • Whole Life
  • Universal Life
  • Annuities
  • Long Term Care
  • Cancer Insurance
  • Heart Attack/Stroke Insurance
  • Disability Insurance
  • Hospital Indemnity Plans

Commercial

  • Business Owners Policy
  • Commercial General Liability
  • Professional Liability
  • Errors & Omissions
  • Commercial Auto
  • Commercial Property
  • Workers Compensation
  • Flood Insurance

Personal

  • Homeowners Insurance
  • Personal Auto Insurance
  • International Travel Health Insurance
  • Dental/Vision

Trusted Carriers

We Work With the Nation's Leading Insurance Providers

UnitedHealthcare — Trusted Medicare Insurance Carrier
Trusted Insurance Advisor — Independent Financial Services, State Licensed Insurance Professional NJ NC FL
"Many financial experts will tell you some unforeseen events and lack of the right kind of insurance can cost you thousands of dollars."

Call us today, and we'll analyze your insurance needs and get you covered quickly at an affordable price.

Contact Us Today